Getting a Car Loan or Financing a New Ford with ITIN Number at Jim Burke Ford in Bakersfield, CA
Ask Us How To Get A Car Loan With ITIN, Without Social Security Number
Jim Burke Ford is proud to say yes, we work with customers that are looking to buy or lease a car and have an ITIN number and/or a social security number. Customers that have only an ITIN number can apply for Ford Credit new retail or lease approval under standard criteria without a social security number. Customers with both an ITIN and a social security number are required to use their social security number when applying. Please give us a call if you would like to buy or lease a car and have an ITIN (Individual Taxpayer Identification Number).
ITIN Program Qualifications:
- New Ford Vehicles Only
- New Personal and Commercial Use (Retail, Lease, Commercial Lease)
- Minimum One Year Credit Bureau History
- Minimum FICO of 640; No Minimum FICO if Total Advance is Less Than 70%
- Maximum Payment to Income of 20% (including soft adds)
- If an applicant has previously used an invalid Social Security Number, they will not be eligible for the program
- Program Qualifications apply to Buyers, Co-Buyers, and Guarantors
Required Documents
(must be reviewed by Ford Credit prior to credit decisions)
- Proof of Valid ITIN (Letter from IRS assigning the ITIN to the Individual or the prior years’s tax return)
- Proof of Income (e.g., Copy of 2014 Federal Tax Return, Bank Statements or paystub)
- Proof of One Year U.S. Residency (e.g., homeowner or copy of rental agreement)
- Proof of Vehicle Insurance
